Saving Certificates (Certificates of Deposit)

Put Your Money to Work while You Enjoy What You Love!

Savings Rates button

Tried, Safe and Secure

A Savings Certificate (a Certificate of Deposit) is a tried, safe and secure way to get Money Market rates and to put your money to work.

  • Open with just $1000
  • Terms up to 5 years
  • No commissions
  • You have the peace of mind of a safe and certain return

No commissions to pay, no worries and Federally insured safe!

It’s an investment with no up front commissions and is federally insured to at least $250,000 by the NCUA.

A Savings Certificate has always been one of the best and safest places to put your money!  See current rates

Saving Certificate Rates

Share Certificates - Regular and IRA
TermAnnual Percentage YieldMinimum Opening Balance
6 month3.90%$1000
1 year4.00%$1000
18 month3.75%$1000
2 year3.50%$1000
3 year3.25%$1000
4 year3.25%$1000
5 year3.90%$1000
Rates and terms are accurate as of December 18, 2024. The National JACL Credit Union reserves the right to amend rates without notice. Each account holder agrees to the terms set forth herein and acknowledges that it is part of the membership and account agreement.

Lightbulb with yellow backgroundNCUA Insurance

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.