Signature and Other Consumer Loans

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Affordable Interest Rates and Flexible Terms

At National JACL Credit Union we offer a variety of lending programs with affordable interest rates and flexible terms.

Our lending programs include:

• New & Used Auto Loans
• Unsecured Loans
• VISA Credit Cards
• Check Protection
• Share Secured Loans
•  APPLY HERE

Loan Rates

Loan Type	*APR - As low as:	Year of Vehicle	Rate Type
New Auto - 36 month term	5.14%	2022-2024	Fixed
New Auto - 60 month term	5.64%	2022-2024	Fixed
Used Auto - 36 month term	5.14%	2015-2021	Fixed
Used Vehicle - 60 month term	5.64%	2015-2021	Fixed
EV Plug-in Auto discount	0.35% Discount	2021 or newer	Some restrictions apply
Hybrid Auto Discount	0.25% Discount	2021 or newer	Some restrictions apply
Unsecured/Signature Loan	10.75%
VISA Premier	9.90%	No Fee	Fixed
VISA Platinum	12.90%	No Fee	Fixed
Savings Secured	2.50%		Fixed
Certificate Secured	CD rate + 2%		Fixed
Overdraft Protection	18.00%	No Fee	Fixed
First Mortgage	Call credit union for rates.		Fixed
Second Mortgage	Call credit union for rates.		Fixed
HELOC	Call credit union for rates.		Variable
Effective-	1/1/2024

* APR is Annual Percentage Rate. These rates are our best rates. Your rate may be higher depending on credit history and underwriting criteria. The National JACL Credit Union reserves the right to amend rates without notice. Each account holder agrees to the terms set forth herein and acknowledges that it is part of the Loanliner and Membership and Account Agreement. The National JACL Credit Union does business in accordance with federal fair housing law and the Equal Credit Opportunity Act.

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